Konami is Offering FOB Insurance in Metal Gear Solid V, Purchased with Real Money

metal gear solid v the phantom pain 10-06-15-1

Alongside the Metal Gear Online update that launched for Metal Gear Solid V: The Phantom Pain on consoles, Konami has released a new update to the core game that adds some … questionable gameplay additions.

The publisher is now offering paid in-game insurance for your forward operating base (FOB), however it’s purchased with real-life money. Here’s a blurb of the new micro-transaction, via the game’s official site:

Your FOBs are always at risk of coming under attack. Now, you can rest easy with FOB insurance (paid service). If you sign up for insurance, then during the insurance period you will be compensated for any materials and staff lost due to rival infiltrations.

  • Staff/materials stolen by the rival will in fact remain on your base, and an identical amount of staff/materials will be handed over to the rival instead.
  • MB Coins are purchased with real money, but free MB Coins are also distributed periodically as login bonuses, etc.

The following are not covered by FOB insurance:

  • Staff/items that are not fully your property, such as abducted staff being held in your Brig (FOB)
  • Wounded staff (staff lost due to death or extraction will be compensated)
  • Staff used by you to deploy in defense of the FOB (neither death nor extraction will be compensated)
  • Nuclear weapons

In case you missed it, you can find our review for Metal Gear Solid V: The Phantom Pain here.

What are your thoughts on the entire thing? Is this Konami going too far (if they haven’t already)?

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Owner and Publisher at Niche Gamer and Nicchiban. Outlaw fighting for a better game industry. Pronouns: Patriarch, Guido, Olive, Catholic

  1. Karo
    October 6, 2015 at 9:44 am

    Fuck. Stop.

  2. Breezer
    October 6, 2015 at 9:45 am

    You gotta be fucking joking

  3. Alexis Nascimento-Lajoie
    Alexis Nascimento-Lajoie
    October 6, 2015 at 9:48 am

    When the fuck did Konami become telemarketers holy shit.

  4. Arean
    October 6, 2015 at 9:49 am

    This is absurd…

    There is no way to make the case that this is not giving a palpable gameplay advantage for real cash, I.E Pay-To-Win.

  5. Azure
    October 6, 2015 at 9:58 am

    How to profit from Cheaters and Hackers. Looks like Metal Gear Online is going to be a cesspool. Pay £8 to not get hackers for a day etc etc.

  6. BlastHardCheese
    October 6, 2015 at 9:59 am


  7. Eldhin Hellknight
    Eldhin Hellknight
    October 6, 2015 at 10:00 am

    Like a free to play game, but we must buy the game

  8. NorBdelta
    October 6, 2015 at 10:16 am

    and so it begins

  9. 2501
    October 6, 2015 at 10:17 am

    The FOB is by the far the worst function in MGSV, and the sad thing is… it shouldn’t be, it’s a really cool concept but it’s clearly designed for the purpose of micro-transactions.

    I have no desire to play them missions, and l am sick of getting bombarded with tutorials on them.

  10. deadeye
    October 6, 2015 at 10:33 am

    Wow. Konami is just a flailing corpse at this point.

    I can’t even be mad, honestly. It’s really just kinda sad that a company that used to be well respected has turned into…this.

  11. Muten
    October 6, 2015 at 10:34 am

    Looks like a optional trap, like real insurance, for the “i became a gamer in 2007 because art” crowd. If you dont lose anything, whats the goddamn point then?

  12. Phelan
    October 6, 2015 at 10:43 am

    Where the hell did Konami find this whole microtransaction idea… oh… right pachinko machines. In essence pachinko is all about microtransaction.

  13. Misogynerd
    October 6, 2015 at 11:07 am

    Well considering they had Microtransactions in the back of the box of Pro Evo 2016, they consider it a good thing for the customers you know… to pay for pointless shit in a game with real money.

  14. Zanard Bell
    Zanard Bell
    October 6, 2015 at 12:46 pm

    That sad realization that the final legacy of MGS will continued to be tarnished by its ‘owners’, rather live in the bosom of its creator.

  15. Furluge
    October 6, 2015 at 12:58 pm

    … Wait… this is literal pay to win… or maybe not but it is at least it is pay to not lose.

  16. Wyatt
    October 6, 2015 at 1:18 pm

    They’re playing us like a damn fiddle

  17. Furluge
    October 6, 2015 at 1:45 pm

    Pay to not lose. (stuff)

  18. No_Good_Names_Ever
    October 6, 2015 at 1:57 pm

    I’m more surprised there’s no tax for not having insurance.

  19. Muscle Wizard
    Muscle Wizard
    October 6, 2015 at 2:33 pm


  20. Reon
    October 6, 2015 at 2:47 pm

    Is this even going to generate any profits?
    Is there an audience that cares enough about those bases to pay money for them?

  21. JustaGuest
    October 6, 2015 at 3:16 pm

    Why. FOBs are such a boring chore that I restarted the game and never built one.

  22. British_Otaku
    October 6, 2015 at 6:33 pm

    Pay to lose more slowly.

  23. John Fartface
    John Fartface
    October 6, 2015 at 6:43 pm

    Terrible company
    First they fire Kojima
    Second The rush an unfinished game out the door
    Third They cancel Silent Hills
    Fourth They treat their employees like slaves
    Fith FOB black mail

    Disgusting and despicable, you thought EA and activision were bad, this is a new low in corporate scumbagery. I was waiting for another sale but after this cash grab no way. I now understand why the Japanese were hated in WW2 and how they could commit such crimes. They are not all cute cuddly lolicons

  24. Jack
    October 6, 2015 at 7:35 pm

    Stop, stop, he’s already dead!

  25. Kamille Bidan
    Kamille Bidan
    October 6, 2015 at 8:37 pm

    No konami, noooooo….

  26. Dewey Defeats Truman
    Dewey Defeats Truman
    October 6, 2015 at 9:18 pm

    I want to be angry but as I’ve said before at this point I’m just tired about hearing when Konami does something disgustingly terrible. It never stops.

  27. Dewey Defeats Truman
    Dewey Defeats Truman
    October 6, 2015 at 9:19 pm

    You either die a hero or live long enough to see yourself become the villain.

  28. Thanatos2k
    October 7, 2015 at 6:44 pm

    Gaming has hit rock bottom and of course Konami is the one who has gotten us there. Peddling insurance in game for money, jesus christ.